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Business liability insurance needed depends on your risk exposure and your contractual requirements. Your agent will help you determine which liability coverage you need for your business.
A few coverage options include:
General Liability
Guards against things like bodily injury, property damage, completed operations, and advertising injury that arise from your business.
Professional Liability
Liability protection for businesses that offer professional services or advice. It protects against claims of professional negligence. It’s also known as Errors and Omissions insurance (E&O)
General liability is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury, and others that can arise from your business operations.
Professional liability is more of an industry-specific coverage for certain professions to protect against negligence.
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